Isn’t it nice when things are simple? At Rutgers Federal Credit Union, we think that simple is a good thing. That’s why there’s nothing complicated about our checking account. We start with the basics, then allow members to add convenience options based on their needs – not someone else’s.

Here are just some of the extra benefit options that members can take advantage of to create a personal checking account that’s just that – personal.

At Rutgers Federal Credit Union, our members enjoy checking options that include:

• Home Banking - Don’t stand in line, get online! Anywhere there is internet access, you can check your account balance, transfer funds, and pay bills 24/7.
• Online Bill Pay - Pay bills and schedule payments from a single website. It’s free, secure, and easy.
• Mobile Banking - It’s like banking from your home PC but on a smaller screen that’s simple and easy to navigate. You get 24/7 access to your account information including bill pay through our mobile app and text messaging using your mobile phone, go to the iTunes store or Google Play store.
  • How to make a remote deposit from your mobile phone, click here.
• Direct Deposit/Payroll deduction - Every payday, have funds deposited into your account automatically.
• Free E-Statements - The convenience of having your monthly account statements online.
  • How to Self  Enroll in E-Statements
• Debit Card - A free MasterCard debit card that can be used at ATMs nationwide.
  • Opt In notice for overdrawing your checking account by using the debit card *
• Online Check Reorder with Home Banking - Re-order checks quickly and securely with just a few clicks.*
• MasterCard SecureCode - With a personal code that’s unique to you, we’ll help take the risk out of shopping online with your MasterCard.

All this, PLUS:

• NO minimum balance
• NO per-check charge

*Fees may apply. A $5.00 monthly maintenance fee will apply to checking accounts for those between the ages of 18 and 65.