Home Banking Services:

Log into Home Banking to utilize these services.

Mobile Banking Services:

  • Enroll Today! Go to the app store on your smart phone, type in Rutgers Federal Credit Union, and download the app.
  • Deposit Checks. Log into your RFCU app, and click deposit on the menu at the bottom. Then choose Deposit Check, choose which account to deposit the check, then follow the step by step instructions. Be sure to endorse the check. Sign the back and write RFCU Mobile Deposit below your signature on the back of the check (Or if available, check the box that reads: "Check here if mobile deposit".)
  • Bill pay. Free, unlimited bill pay that’s easy, safe, and can help save you time.
  • Transfer funds. You can transfer to and from your accounts

Visa Credit Card Hub

We're pleased to share we have launched a new, easy-to-navigate application for accessing your credit card information. Designed to optimize your experience, this solution provides a modern interface and can be used with any mobile device, including smart phones and tablets. 

Features include: 

  • Card Activation / Request Card Replacement
  • Change PIN 
  • Create PIN
 

Monitor Your Credit Score

 

We’ve introduced a powerful tool to enhance your financial journey and literacy—our Credit Score solution, available in our mobile banking app! Best of all, it’s completely free and designed to help you take charge of your financial well-being while expanding your financial knowledge.
 

An essential part of your financial health is to keep an eye on your credit score. Credit scores have become such an integral part of our everyday lives. That’s why it’s extremely important that you keep track and understand how your financial decisions affect those three numbers.
 

Our easy-to-use Score Simulator within online and mobile banking can take away the “what ifs” and generate an approximate credit score that will help you see where you stand. The simulator is an easy way to gain valuable insights into your future eligibility for loans and credit cards.

 

How does the Credit Score Simulator work? The tool will share how much your credit score might increase or decrease based on your specific financial decisions. 
 

Financial decisions such as:
  • Applying for new credit
  • Getting a new loan
  • Managing your credit card balances
  • Managing your payment activity
  • Making payments on time

                        

Discover how different financial decisions can impact your credit score, and financial health while making reaching your goals easier than ever.